Protect what matters
Jewelry insurance for life's big moments
Coats Jewelers proudly recommends and offers Jewelers Mutual coverage for engagement rings, wedding bands, and fine jewelry — so an accident, loss, or theft never has to mean losing the piece you love for good.
Why insure your jewelry?
A homeowners or renters policy often isn't enough on its own. Jewelers Mutual specializes in jewelry, so coverage is built around how you actually wear and live with it.
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Loss & Theft
If your ring or jewelry goes missing or is stolen, you're covered — no complicated itemization required for most pieces.
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Damage & Disappearance
Accidents happen. Coverage extends to accidental damage and those mysterious "it was just here" moments.
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Everyday Wear
Worn prongs, a loose stone, a stretched band — normal wear and tear is part of everyday life, and it's part of the coverage too.
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Backed by Experience
Jewelers Mutual has specialized in jewelry insurance for over a century, so your policy is written by people who understand jewelry.
How it works
1
Ask about coverage
Whether you're picking up a new engagement ring or bringing in a piece you already own, ask our team about adding Jewelers Mutual coverage.
2
Get covered in minutes
Jewelers Mutual policies are quick to set up online or by phone, with coverage that follows your jewelry wherever you go.
3
File a claim, your way
If something happens, file a claim and bring your piece back to Coats Jewelers — we'll help coordinate the repair or replacement.
100+ Years
Specializing in jewelry insurance
Your Jeweler
Repairs and replacements handled through Coats Jewelers
Nationwide
Coverage that travels with you, wherever life takes your jewelry
Have questions? We're happy to help.
Stop by any of our three Southeast Texas showrooms and our team will walk you through how Jewelers Mutual coverage works for your jewelry.
Book an Appointment